With our extensive range of loan programs and streamlined loan process, we can offer you the lowest mortgage rates and fast closings! Learn More
There are few reasons to consider refinancing your mortgage, to secure a fixed rate, lower monthly payments or cash-out equity. Let us hold your hand through refinance process.
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When home values increase, a homeowner can refinance and “cash-out” that equity. Many people use those funds to purchase second homes, investment properties or renovations.
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Let us help you own a home. Our experienced mortgage loan originators will answer all your questions and help you get prequalified. Click here to get started or if you prefer contact us at +1-866-279-6117 or stop by!
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Lowering your mortgage interest rate will reduce your monthly payments, and this is usually the main reason to Refinance.
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As a privately held mortgage banker, we are dedicated to continued growth and improvement of our business through maintaining the highest levels of product knowledge and availability, cutting edge technology, and qualified team members dedicated to their field. We have the power of a large bank with the mindset of a local lender. Our extensive knowledge and experience will get the job done. Whether you decide to buy or refinance a home, it’s a big step. We are a trusted community based lender for over 30 years.
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Ny Money is the great for Refinance I have ever found......
Ny Money is the great for Refinance I have ever found......
The Federal Housing Administration (FHA), which is part of the U.S. Dept. of Housing and Urban Development (HUD), administers various mortgage loan programs. FHA loans have lower down payments requirements and are easier to qualify than conventional loans.
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A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.
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In a fixed rate loan, your interest stays the same during the whole life of the loan, usually around 30 years. An adjustable mortgage is one whose interest rate, and consequently monthly payments, fluctuates over the period of the loan
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